[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kartland.cz\/financni-instituce\/#Article","mainEntityOfPage":"https:\/\/www.kartland.cz\/financni-instituce\/","headline":"Finan\u010dn\u00ed instituce","name":"Finan\u010dn\u00ed instituce","description":"Finan\u010dn\u00ed instituce jsou takov\u00e9 spole\u010dnosti, kter\u00e9 maj\u00ed podnikatelsk\u00fdch charakter. Nab\u00edz\u00ed finan\u010dn\u00ed produkty a z\u00e1rove\u0148 tak poskytuj\u00ed finan\u010dn\u00ed slu\u017eby, v\u010detn\u011b poradenstv\u00ed, kter\u00e9 je s t\u00edm velmi \u00fazce spjato a bez kter\u00e9ho to v\u011bt\u0161inou ani nejde. \u010cinnost t\u011bchto instituc\u00ed podl\u00e9h\u00e1 z\u00e1konu. Spole\u010dnosti, aby mohli vykon\u00e1vat tuto \u010dinnost, mus\u00ed vlastnit licenci, kterou vyd\u00e1v\u00e1 pouze st\u00e1t. Bez t\u00e9to licence … ","datePublished":"2019-08-06","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.kartland.cz\/author\/#Person","name":"kartland.cz\n","url":"https:\/\/www.kartland.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kartland.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kartland.cz\/wp-content\/uploads\/img_a360559_w1788_t1574181466.jpg","url":"https:\/\/www.kartland.cz\/wp-content\/uploads\/img_a360559_w1788_t1574181466.jpg","height":0,"width":0},"url":"https:\/\/www.kartland.cz\/financni-instituce\/","about":["Finance"],"wordCount":369,"articleBody":"       Finan\u010dn\u00ed instituce jsou takov\u00e9 spole\u010dnosti, kter\u00e9 maj\u00ed podnikatelsk\u00fdch charakter. Nab\u00edz\u00ed finan\u010dn\u00ed produkty a z\u00e1rove\u0148 tak poskytuj\u00ed finan\u010dn\u00ed slu\u017eby, v\u010detn\u011b poradenstv\u00ed, kter\u00e9 je s t\u00edm velmi \u00fazce spjato a bez kter\u00e9ho to v\u011bt\u0161inou ani nejde. \u010cinnost t\u011bchto instituc\u00ed podl\u00e9h\u00e1 z\u00e1konu. Spole\u010dnosti, aby mohli vykon\u00e1vat tuto \u010dinnost, mus\u00ed vlastnit licenci, kterou vyd\u00e1v\u00e1 pouze st\u00e1t. Bez t\u00e9to licence nen\u00ed mo\u017en\u00e9 tuto \u010dinnost vykon\u00e1vat! Nad \u010dinnostmi finan\u010dn\u00edch instituc\u00ed je neust\u00e1le dohl\u00ed\u017eeno a regulov\u00e1no st\u00e1tem. D\u011blen\u00ed finan\u010dn\u00edch instituc\u00ed Nebankovn\u00ed \u2013 hypot\u00e9ky \u2013 \u00fav\u011bry.cz je velmi jednoduch\u00e9 a to proto, \u017ee se obecn\u011b d\u011bl\u00ed jen na investi\u010dn\u00ed a neinvesti\u010dn\u00ed. Mezi investi\u010dn\u00ed za\u0159\u00edd\u00edme depozitn\u00ed a \u00fav\u011brov\u00e9 funkce, obchodov\u00e1n\u00ed s cenn\u00fdmi pap\u00edry, mezi investi\u010dn\u00ed \u0159ad\u00edme zejm\u00e9na poji\u0161t\u011bn\u00ed a j\u00edm podobn\u00e9. D\u00e1le se m\u016f\u017eeme setkat s pojmy, jako je bankovnictv\u00ed, nebankovn\u00ed instituce, poji\u0161\u0165ovnictv\u00ed nebo ostatn\u00ed licencovan\u00e9 instituce a subjekty. Do bankovnictv\u00ed se zahrnuj\u00ed klasick\u00e9 banky, platebn\u00ed instituce a instituce elektronick\u00fdch pen\u011bz. Nebankovn\u00ed instituce jsou takov\u00e9 instituce, kter\u00e9 poskytuj\u00ed investi\u010dn\u00ed slu\u017eby. Zde stoj\u00ed rozhodn\u011b za zm\u00ednku obchodn\u00edci s cenn\u00fdmi pap\u00edry, investi\u010dn\u00ed spole\u010dnosti a fondy. Nesm\u00edme v\u0161ak zapom\u00ednat na penzijn\u00ed fondy a burzy. Do oblasti poji\u0161\u0165ovnictv\u00ed pat\u0159\u00ed klasick\u00e9 poji\u0161\u0165ovny, ale tak\u00e9 zaji\u0161\u0165ovny. Zaji\u0161\u0165ovna je takov\u00e1 pr\u00e1vnick\u00e1 osoba, kter\u00e1 bere \u010d\u00e1st rizik. Jsou to takov\u00e9 poji\u0161\u0165ovny, kter\u00e9 za \u00faplatu poskytuj\u00ed poji\u0161\u0165ovn\u00e1m poji\u0161t\u011bn\u00ed rizika. Mezi lidmi v\u0161ak nen\u00ed moc zn\u00e1m\u00e1, tak\u017ee o n\u00ed lid\u00e9 moc nev\u00ed. Ostatn\u00ed licencovan\u00e9 instituce a subjekty jsou zejm\u00e9na provozovatel\u00e9 vypo\u0159\u00e1dac\u00edch syst\u00e9m\u016f, garan\u010dn\u00ed fondy, centr\u00e1ln\u00ed depozit\u00e1\u0159 cenn\u00fdch pap\u00edr\u016f, st\u00e1tn\u00ed formy, zpracovatel\u00e9 minc\u00ed a bankovek a mnoho dal\u0161\u00edho. Toto je jen stru\u010dn\u00fd p\u0159ehled finan\u010dn\u00edch instituc\u00ed, kter\u00e9 na na\u0161em trhu p\u016fsob\u00ed. Tak a\u0165 m\u00e1te obecn\u00e9 informace a hlavn\u011b v\u00edte, jak\u00e9 spole\u010dnosti s jak\u00fdmi produkty a slu\u017eby m\u016f\u017eete oslovit.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed instituce","item":"https:\/\/www.kartland.cz\/financni-instituce\/#breadcrumbitem"}]}]