[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kartland.cz\/nebankovni-uver-vam-muze-nabidnout-vic\/#Article","mainEntityOfPage":"https:\/\/www.kartland.cz\/nebankovni-uver-vam-muze-nabidnout-vic\/","headline":"Nebankovn\u00ed \u00fav\u011br v\u00e1m m\u016f\u017ee nab\u00eddnout v\u00edc","name":"Nebankovn\u00ed \u00fav\u011br v\u00e1m m\u016f\u017ee nab\u00eddnout v\u00edc","description":"Takov\u00fd z\u00e1pis v registru m\u016f\u017ee na prvn\u00ed pohled vypadat jako hotov\u00e1 katastrofa. V\u017edy\u0165 d\u00edky takov\u00e9mu stigmatu m\u016f\u017eete rovnou zapomenout na v\u0161echny bankovn\u00ed p\u016fj\u010dky. Banky lidem se z\u00e1pisem v registru pen\u00edze zkr\u00e1tka nep\u016fj\u010duj\u00ed a okam\u017eit\u011b je p\u0159esouvaj\u00ed na seznam rizikov\u00fdch klient\u016f. Na ten se tedy dostanete i tehdy, kdy\u017e se provin\u00edte t\u0159eba i takovou drobnost\u00ed, jako … ","datePublished":"2019-09-16","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.kartland.cz\/author\/#Person","name":"kartland.cz\n","url":"https:\/\/www.kartland.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kartland.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kartland.cz\/wp-content\/uploads\/img_a340666_w1717_t1553586206.jpg","url":"https:\/\/www.kartland.cz\/wp-content\/uploads\/img_a340666_w1717_t1553586206.jpg","height":0,"width":0},"url":"https:\/\/www.kartland.cz\/nebankovni-uver-vam-muze-nabidnout-vic\/","about":["Finance"],"wordCount":424,"articleBody":"        Takov\u00fd z\u00e1pis v registru m\u016f\u017ee na prvn\u00ed pohled vypadat jako hotov\u00e1 katastrofa. V\u017edy\u0165 d\u00edky takov\u00e9mu stigmatu m\u016f\u017eete rovnou zapomenout na v\u0161echny bankovn\u00ed p\u016fj\u010dky. Banky lidem se z\u00e1pisem v registru pen\u00edze zkr\u00e1tka nep\u016fj\u010duj\u00ed a okam\u017eit\u011b je p\u0159esouvaj\u00ed na seznam rizikov\u00fdch klient\u016f. Na ten se tedy dostanete i tehdy, kdy\u017e se provin\u00edte t\u0159eba i takovou drobnost\u00ed, jako je opo\u017ed\u011bn\u00ed platby za energie, za telefon anebo za zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. A rozhodn\u011b to neusmlouv\u00e1te \u2013 se z\u00e1znamem v registru m\u016f\u017eete na bankovn\u00ed \u00fav\u011br jednodu\u0161e zapomenout. Dobr\u00e9 \u0159e\u0161en\u00ed m\u00e1te po ruce Ov\u0161em kdo by se tr\u00e1pil p\u0159emlouv\u00e1n\u00edm bankovn\u00edch \u00fa\u0159edn\u00edk\u016f v situaci, kdy m\u00e1 po ruce jedno mnohem snaz\u0161\u00ed a rychlej\u0161\u00ed \u0159e\u0161en\u00ed, kter\u00e9 ho nav\u00edc zat\u00ed\u017e\u00ed ne\u00fam\u011brn\u011b m\u00e9n\u011b, ne\u017e je vy\u0159\u00edzen\u00ed b\u011b\u017en\u00e9ho bankovn\u00edho \u00fav\u011bru. \u0158e\u010d nen\u00ed samoz\u0159ejm\u011b o ni\u010dem jin\u00e9m ne\u017e o obl\u00edben\u00e9 nebankovn\u00ed hypot\u00e9ce bez registru. Tedy takov\u00e9 p\u016fj\u010dce, kter\u00e1 v\u00e1m vyjde vst\u0159\u00edc, i kdy\u017e v\u00e1m zrovna nen\u00ed do zp\u011bvu. A takov\u00fd z\u00e1znam v registru, to pro nebankovn\u00ed \u00fav\u011br nen\u00ed \u017e\u00e1dn\u00fd probl\u00e9m. Nebankovn\u00ed spole\u010dnost v\u00e1\u0161 z\u00e1znam v ka\u017ed\u00e9m p\u0159\u00edpad\u011b ov\u011b\u0159\u00ed a posoud\u00ed, u\u017e proto, \u017ee je to jej\u00ed z\u00e1konnou povinnost\u00ed. Ale ani ten men\u0161\u00ed, ani v\u011bt\u0161\u00ed z\u00e1pis nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou pro to, aby v\u00e1m spole\u010dnost p\u016fj\u010dila po\u017eadovanou sumu pen\u011bz. Pravda je, \u017ee z\u00e1pis v registru na to, zda budete pravideln\u011b spl\u00e1cet, nem\u00e1 ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f \u017e\u00e1dn\u00fd vliv. Ka\u017edop\u00e1dn\u011b se jedn\u00e1 o vy\u0161\u0161\u00ed riziko pro v\u011b\u0159itele, kter\u00fd v\u00e1m bude d\u016fv\u011b\u0159ovat, proto po\u010d\u00edtejte s t\u00edm, \u017ee takov\u00e9 riziko bude p\u0159irozen\u011b vyv\u00e1\u017eeno vy\u0161\u0161\u00ed \u00farokovou m\u00edrou. Je tedy na v\u00e1s, abyste se rozhodli, jak moc pen\u00edze pot\u0159ebujete, jak moc na svou p\u016fj\u010dku sp\u011bch\u00e1te, a zda si m\u016f\u017eete dovolit \u010dekat do doby, ne\u017e v\u00e1\u0161 z\u00e1znam z registru zmiz\u00ed. Nav\u00edc je tu v\u017edy mo\u017enost sjednanou p\u016fj\u010dku refinancovat v dob\u011b, kdy bude v\u00e1\u0161 z\u00e1znam z registru vymaz\u00e1n. Ka\u017ed\u00fd tak m\u00e1 pr\u00e1vo na p\u016fj\u010dku a m\u016f\u017ee si vybrat, zda o ni opravdu stoj\u00ed anebo rad\u011bji po\u010dk\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed \u00fav\u011br v\u00e1m m\u016f\u017ee nab\u00eddnout v\u00edc","item":"https:\/\/www.kartland.cz\/nebankovni-uver-vam-muze-nabidnout-vic\/#breadcrumbitem"}]}]