[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kartland.cz\/zakon-o-spotrebitelskem-uveru-na-rok-2017\/#Article","mainEntityOfPage":"https:\/\/www.kartland.cz\/zakon-o-spotrebitelskem-uveru-na-rok-2017\/","headline":"Z\u00e1kon o spot\u0159ebitelsk\u00e9m \u00fav\u011bru na rok 2017","name":"Z\u00e1kon o spot\u0159ebitelsk\u00e9m \u00fav\u011bru na rok 2017","description":"Pakli\u017ee si mysl\u00edte na nov\u00e9 bydlen\u00ed, nem\u00e1me pro v\u00e1s dobrou zpr\u00e1vu. Pokud nem\u00e1te na\u0161et\u0159eno alespo\u0148 p\u011bt procent \u017e\u00e1dan\u00e9 hodnoty \u00fav\u011bru, s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed \u00fav\u011br nedostanete. Av\u0161ak p\u0159ipravte se na to, \u017ee pakli\u017ee budete \u010dekat, u\u017e v polovin\u011b tohoto roku m\u016f\u017ee b\u00fdt po\u017eadovan\u00e1 na\u0161et\u0159en\u00e1 \u010d\u00e1stka k tomu, aby v\u00e1m byl spot\u0159ebitelsk\u00fd \u00fav\u011br nebo hypot\u00e9ka schv\u00e1leny, deset … ","datePublished":"2023-04-28","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.kartland.cz\/author\/#Person","name":"kartland.cz\n","url":"https:\/\/www.kartland.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kartland.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.kartland.cz\/zakon-o-spotrebitelskem-uveru-na-rok-2017\/","about":["Finance"],"wordCount":401,"articleBody":"Pakli\u017ee si mysl\u00edte na nov\u00e9 bydlen\u00ed, nem\u00e1me pro v\u00e1s dobrou zpr\u00e1vu. Pokud nem\u00e1te na\u0161et\u0159eno alespo\u0148 p\u011bt procent \u017e\u00e1dan\u00e9 hodnoty \u00fav\u011bru, s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed \u00fav\u011br nedostanete. Av\u0161ak p\u0159ipravte se na to, \u017ee pakli\u017ee budete \u010dekat, u\u017e v polovin\u011b tohoto roku m\u016f\u017ee b\u00fdt po\u017eadovan\u00e1 na\u0161et\u0159en\u00e1 \u010d\u00e1stka k tomu, aby v\u00e1m byl spot\u0159ebitelsk\u00fd \u00fav\u011br nebo hypot\u00e9ka schv\u00e1leny, deset procent z\u00e1kladov\u00e9 \u010d\u00e1stky. \u010cesk\u00e1 n\u00e1rodn\u00ed banka toti\u017e doporu\u010duje v\u0161em tuzemsk\u00fdm bank\u00e1m, aby p\u0159estaly poskytovat sto procentn\u00ed \u00farok.Sto procentn\u00ed \u00faroky pouze do konce roku 
 Vzhledem k doporu\u010den\u00ed \u010cesk\u00e9 n\u00e1rodn\u00ed banky je pravd\u011bpodobn\u00e9, \u017ee v\u0161echny tuzemsk\u00e9 banky st\u00e1hnou sv\u00e9 nab\u00eddky o sto procentn\u00edm poskytnut\u00ed hypot\u00e9ky. \u010cesk\u00e1 n\u00e1rodn\u00ed banka se toti\u017e domn\u00edv\u00e1, \u017ee dlu\u017en\u00edci, kte\u0159\u00ed nemaj\u00ed \u017e\u00e1dn\u00e9 \u00faspory a \u017e\u00e1daj\u00ed o hypot\u00e9ku, se mohou v budoucnosti dostat do finan\u010dn\u00edch pot\u00ed\u017e\u00ed a o nemovitost p\u0159ij\u00edt ve prosp\u011bch banky.Z toho d\u016fvodu se do dubna budou poskytovat pouze devades\u00e1ti procentn\u00ed \u00faroky, a od dubna u\u017e jenom devades\u00e1ti procentn\u00ed hypot\u00e9ky.
 – A bude h\u016f\u0159
 Av\u0161ak u\u017e od dubna roku 2017 se bude jednat o hypot\u00e9ky, kter\u00e9 budou m\u00edt u\u017e desetiprocentn\u00ed z\u00e1klad. Tedy deset procent hypot\u00e9ky si mus\u00edte naspo\u0159it sami, p\u0159i zmi\u0148ovan\u00fdch t\u0159ech milionech korun je to t\u0159i sta tis\u00edc korun, kter\u00e9 mus\u00edte m\u00edt, abyste na zbytek dostali hypot\u00e9ku.
 – Z\u00e1kon o \u010cesk\u00e9 n\u00e1rodn\u00ed bance
 Prozat\u00edm toto pravidlo \u010cesk\u00e1 n\u00e1rodn\u00ed banka v\u0161em tuzemsk\u00fdm bank\u00e1m pouze doporu\u010duje. Av\u0161ak u\u017e od poloviny roku 2017 by mohla tato pravidla o spot\u0159ebitelsk\u00e9m \u00fav\u011bru platit pro v\u0161echny banky, jeliko\u017e by Kabinet mohl odsouhlasit z\u00e1kon o \u010cesk\u00e9 n\u00e1rodn\u00ed bance, kter\u00e1 bude rozhodovat o v\u0161ech finan\u010dn\u00edch \u00fakonech v\u0161ech bank na na\u0161em \u00fazem\u00ed. Hypot\u00e9ky se tak stanou pro n\u011bkter\u00e9 lidi nedosa\u017eiteln\u00e9.
 – Omezen\u00ed investor\u016f 
 Klesne v\u0161ak nejenom nab\u00eddka, ale i popt\u00e1vka, kter\u00e1 odrad\u00ed investory do nemovitost\u00ed a tak\u00e9 se sn\u00ed\u017e\u00ed investice dom\u016f a byt\u016f k pron\u00e1jmu, \u010d\u00edm\u017e dojde k zastaven\u00ed r\u016fstu nemovitost\u00ed. To si od tohoto z\u00e1kona alespo\u0148 slibuje \u010cesk\u00e1 n\u00e1rodn\u00ed banka.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1kon o spot\u0159ebitelsk\u00e9m \u00fav\u011bru na rok 2017","item":"https:\/\/www.kartland.cz\/zakon-o-spotrebitelskem-uveru-na-rok-2017\/#breadcrumbitem"}]}]